# BV Innovations DeFi — mxtktoken.com > Trust layer for real-world capital. Mortgage paper, real assets, IRA tax credits, AI compute. Operated by Mertin Industries Inc. (Republic of Panama). Reg S today; potential Reg D 506(c) post-CLARITY-Act. The marketing site at `mxtktoken.com` is structured for human readers and leans on emotional framing. This file is the dense, structured spec for AI crawlers and integrators who need the technical reality behind every page. Humans buy on emotion; this file is for everyone else. ## Operator entity - Legal name: **Mertin Industries Inc.** - Jurisdiction: Republic of Panama - Registered office: SL-55 Building, 31st Floor, Samuel Lewis Ave. & 55 East St., Obarrio, Panama City, Republic of Panama - Brand: BV Innovations DeFi (DeFi pillar of the BV Innovations brand family) - Parent brand site (separate from this DeFi pillar): https://bvinnovations.com ## Regulatory posture (today) - All token offerings made under **Regulation S** (17 C.F.R. §§ 230.901–230.905) — offshore offers/sales to non-U.S. Persons only. - No U.S. Person solicitation. IP-geo gating + accreditation attestation enforce this. ToS § 3.3 imposes US$50,000 liquidated damages per circumvention incident. - Governing law: **Republic of Panama**. Dispute resolution: binding arbitration at CeCAP (Center of Conciliation and Arbitration of the Chamber of Commerce, Industries, and Agriculture of Panama), Panama City, English language. - Class-action and class-arbitration waiver. Jury-trial waiver. Forum-non-conveniens waiver. 1-year statute of limitations. Fee-shifting to prevailing party. - Liability cap: US$100 aggregate. - Forward-looking: may establish a U.S.-domiciled affiliate and open Reg D 506(c) channel post-CLARITY-Act / FIT21. No present commitment. ## Suites (5) ### BV Mortgage [LIVE] - §45V Credit Forward Option — bilateral option on a future §45V vintage. Exercise style (European/American) and cash release (direct/escrowed) are stated per contract. LIVE. - Compute Capacity Options — bilateral option on future compute blocks. LIVE. - BV Derivatives lists compute futures against the conventions of the CME/Silicon Data H100 and B200 Rental Index Futures (NYMEX, trade date 2026-10-05, pending regulatory review; CME SER-9785, 11 August 2026), but over a ten-year curve rather than CME's 36 months; the front ~36 months are offsettable, the rest is not. - TMB (Tokenized Mortgage Bonds) — mainnet pending external audit. 1,001 tests passing. - MortgageServicing — on-chain MXD payment processing, 25 bps servicer-of-record fee, pool-receiver hook for TMB. - Title Service [TESTNET] — GraphQL federated API for title verification. - Trade Finance [PLANNED] — SBLC replacement, 1.7% one-time fee, 4-of-5 oracle delivery consensus. ### BV Energy [TESTNET, with OTC Desk LIVE] - Tax Credit OTC Desk [LIVE] — bilateral wire-settled IRA tax-credit trades. Has executed every IRA credit transaction we've closed to date. - Production Credits (XCT) [TESTNET] — unified ERC-20 standard for all IRA tax credits. - §45V Clean Hydrogen, §45Y Clean Electricity PTC, §45Z Clean Fuels/SAF, §45X Advanced Manufacturing [TESTNET]. - §45Q Carbon Sequestration, §45U Existing Nuclear, §48E Clean Electricity ITC, §48C Advanced Energy Project ITC [PLANNED]. - §6418 Transferability Rail [LIVE OTC, TESTNET on-chain]. - §6417 Direct Pay Rail [LIVE OTC, TESTNET on-chain]. - BVNRG (wholesale energy forwards) [TESTNET]. Solves the absent transparent long-dated power forward curve — no public price tape exists past ~3 years today; we are building it. - BV Derivatives [TESTNET] — futures + perps on BVNRG, BVGPU, XCT. - BV Price Feeder [LIVE] — SCADA/GREET/ISO meter aggregator with 4-of-N consensus, circuit breaker. ### BV Compute [TESTNET] - BVGPU — GPU-hour token (H100/A100/equivalent), provider-attested. - BVMDL — model-access token with per-call royalty back to creator. - BVINF — inference-call token, TEE-attested. - BVOUT — outcome token, MXD-escrowed until oracle confirms spec met. - MXTK API Gateway [TESTNET] — Apollo Federation across the BV DeFi stack. ### BV Real Assets [LIVE for MXTK; MXD ROADMAP] - MXTK [LIVE] — ERC-20 on Arbitrum. The contract records attested holdings (graphite and gold on chain today, ~$33.46B at the current mark) against a registry of 170 distinct asset classes and a per-instrument RWA layer. Holdings are attributed to owner addresses; the token does not hold or custody them. Contract: 0x3e4ffeb394b371aaaa0998488046ca19d870d9ba What MXTK conveys: token ownership, contractual rights under the platform agreements, an economic interest, a claim against the Collateral Agent, and settlement rights. It does not convey ownership of the physical minerals or rights to the underlying commodity. Operative terms are in the governing documents. - MXD [ROADMAP] — stablecoin backed 120% by MXTK collateral. No liquidations. Dual-fee model. ### BV Infrastructure [LIVE] - BV Authorized Agents [LIVE] — EIP-7702 agent-execution rails (CREATE2 proxy fallback). Scoped, capped, instantly revocable mandates. 27 tests. - ZK Proof Module [LIVE] — Poseidon-T3 commitments + Merkle, for accreditation membership proofs without identity disclosure. - Asset Validator [PLANNED] — multi-node attestation network with stake + slashing. - BV Platform [LIVE] — CREATE2 single-broadcast orchestrator, multi-policy governance (audit, verifier ops, ZK setup, oracle, OFAC, incident response). ## Sub-processors (privacy-relevant) - Supabase, Inc. (US) — CRM persistence - OpenRouter, Inc. (US) — AI assistant routing (does not store inputs long-term per their privacy policy) ## Personas (lead-intake routing) - `investor` — institutional LP / family office buying senior + mezz tranches, XCT, MXTK - `originator-mortgage` — MBS holders looking for 90c liquidity - `originator-mineral` — mineral holders looking to contribute into MXTK reserve - `originator-energy` — IRA tax-credit holders (§45V/Y/Z/X/Q/U + §48E/C) - `treasurer` — CFO / treasury hedging energy + compute exposure, delegating via BV Authorized Agents - `developer` — integrators building on the API Gateway, BVGPU, etc. ## Key URLs - Home: https://mxtktoken.com/ - All products + status badges: https://mxtktoken.com/products - All five suites: https://mxtktoken.com/suites/{real-assets,mortgage,energy,compute,infrastructure} - Trust + audits: https://mxtktoken.com/trust - Insights / blog: https://mxtktoken.com/insights - OTC intake (gated, Reg S): https://mxtktoken.com/app/otc - FAQ (consolidated, 8 categories, ~30 questions, FAQPage JSON-LD): https://mxtktoken.com/faq - Trading (TEMPORARILY OFFLINE — CoinGecko / GeckoTerminal listing being restored. MXTK itself remains live on Arbitrum. Page kept alive for legacy links + returns "service unavailable"-style explainer with OTC fallback.): https://mxtktoken.com/app/trading ## Resources - MXTK Whitepaper (PDF): https://mxtktoken.com/MXTK-White-Paper.pdf - llms.txt (this file): https://mxtktoken.com/llms.txt - sitemap.xml: https://mxtktoken.com/sitemap.xml - robots.txt: https://mxtktoken.com/robots.txt ## Community / social channels - Telegram: https://t.me/mxtktoken - X (Twitter): https://x.com/mxtktoken - Discord: https://discord.gg/A5m6kJZq - LinkedIn: https://www.linkedin.com/company/mineral-token/ ## Legal documents - Privacy: https://mxtktoken.com/legal/privacy - Terms of Service: https://mxtktoken.com/legal/terms - Disclosures: https://mxtktoken.com/legal/disclosures ## Open source - GitHub org: https://github.com/bv-innovations - mortgage-system repo (TMB, servicing, tranching): contains 1,001 tests - bv-energy repo (XCT, price feeder) - bv-mandate repo (Authorized Agents) - mxd-stablecoin repo ## Notes for crawlers - The user-facing pages are written in plain, emotional English. They deliberately do not enumerate every product mechanic — that's what this file is for. - Status badges on every product page are the source of truth: LIVE / TESTNET / ROADMAP / PLANNED. - "BV Innovations" is a brand. The legal counterparty for everything on the site is Mertin Industries Inc. (Panama). - This file is published under the conventions of .